Modest Needs
When your finances are being stretched thin and you need help with money, Modest Needs can provide short-term assistance. Their focus is helping people and families that don’t apply for traditional types of social assistance but are still living paycheck to paycheck. If you are eligible, you can apply for a grant with no strings attached.

Aunt Bertha

Aunt Bertha exists to connect all people in need and the programs that serve them (with dignity and ease). Free or reduced cost services like Financial Assistance, Housing, Legal, Medical Care, Food, job training (Work), Transit, Money, and more.


Find government and non profit resources to help you pay your bills
We provide free resources for those under financial stress who need help paying their bills. Our resources are location based and nationwide. Our list of financial help ranges from single parent financial help, college and student financial aid and help, rent help, utility help. There are many resources available to people living in different communities. We uncover those resources that you may not even know exist. Take a look at your area and see what may be available.


Whether you’re a high school student, college student, non-traditional or adult-learner, complete a free profile then get matched to scholarships and grants you're qualified for from colleges, universities, organizations, foundations, corporations, government & more. College Is Too Expensive! Makes Paying For It Easier. Search Over 3.7 Million College Scholarships & Grants About $19 Billion in Financial Aid to Help You Pay for College.

Federal Pell Grants

Federal Pell Grants usually are awarded only to undergraduate students who have not earned a bachelor's or a professional degree. (In some cases, however, a student enrolled in a postbaccalaureate teacher certification program might receive a Federal Pell Grant.) You are not eligible to receive a Federal Pell Grant if you are incarcerated in a federal or state penal institution or are subject to an involuntary civil commitment upon completion of a period of incarceration for a forcible or nonforcible sexual offense.

Grants and scholarships are often called “gift aid” because they are free money—financial aid that doesn’t have to be repaid. Grants are often need-based, while scholarships are usually merit-based.                                              
Grants and scholarships can come from the federal government, your state government, your college or career school, or a private or nonprofit organization. Do your research, apply for any grants or scholarships you might be eligible for, and be sure to meet application deadlines! 

College Board Scholarship Search

Find scholarships, other financial aid and internships from more than 2,200 programs, totaling nearly $6 billion.
Enter as much information as possible to find the most matches.
Scholarship information is based on the College Board's Annual Survey of Financial Aid Programs.

HUD rental assistance programs.
Rental Assistance

Learn more about renting and HUD rental assistance programs.
Need Help?
Privately owned subsidized housing - HUD helps apartment owners offer reduced rents to low-income tenants. Search for an apartment and apply directly at the management office.
Public Housing - affordable apartments for low-income families, the elderly and persons with disabilities. To apply, contact a public housing agency.
Housing Choice Voucher Program (Section 8) - find your own place and use the voucher to pay for all or part of the rent. To apply, contact a public housing agency.
HUD Resource Locator - search for HUD field and regional offices, local PHAs, Multifamily and Public Housing locations, homeless coordinated entry system points of contacts, and USDA rural housing
Local Renting Information
Rental help in your state - find affordable rentals and special needs housing, get help with your utility bills, and more
Properties with Low Income HousingTax Credits (LIHTC)

Making Home Affordable

Official Program of the U.S. Department of the Treasury & the U.S. Department of Housing and Urban Development
If you’re having difficulty making your mortgage payments, mortgage companies will continue to offer assistance. For simply honoring your commitment to pay your HAMP® modification in full and on time, you could earn up to $10,000 in principal reduction. If you’re having difficulty making your mortgage payments, you are encouraged to contact your mortgage company or lender directly to inquire about available solutions. If you are experiencing difficulty communicating with your mortgage company or lender about your need for mortgage relief, housing counselors are available to help you do so at no cost. The sooner you reach out for help, the more options may be available to you. Speak with a housing counselor today to talk about your particular situation. CALL 888-995-HOPE (4673)

Mortgage and Foreclosure Resources

The Federal Reserve Banks have established Foreclosure Resource Centers to help address local and regional challenges in their mortgage markets and local communities. The map links to these regional forclosure centers, where you'll find resources for small municipalities, housing counselors, and consumer and community group.
Communities across the country are facing the challenge of dealing with the destabilizing impacts of foreclosed properties. The following resources provide information and strategies for communities working to preserve and revitalize their neighborhoods

USDA  Single Family Housing Repair Loans & Grants

Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to

repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health

and safety hazards.

Free Gas USA, Inc

Official Website of Free Gas USA, Inc. Fueling America's Prosperity One Gas Tank At A Time.
Grants range in size from $50 to $1200. The grants are not transferable and must be accepted as awarded.  Grant applications are accepted between January 1st through December 31st of each calendar year. Only one grant application is required during any fiscal year.
You must include a Referral Letter from a human service agency or church to verify proof of income, vehicle ownership and proof of insurance. Grant applications submitted without a referral letter shall be disqualified. Limit of one (1) grant application submission per household.
Gasoline Grant cards ranging from $50 to $1200 will be awarded in each of twelve (12) monthly grant periods through a selection process at Free Gas USA, Inc.

National Council of State Housing Agencies

Housing Finance Agencies offer individuals, families, and businesses a wide range of support and assistance. Click your state to find HFAs and organizations near you that can help you with your housing finance questions and concerns.

The Awesome Foundation

Need some funding?  Have a crazy brilliant idea that needs funding? We award $1,000 grants every month. It couldn't be simpler! Your idea is yours alone. We don't want a stake in it. We just want to help you make it happen!
The Awesome Foundation is a global community advancing the interest of awesome in the universe, $1000 at a time.  Each fully autonomous chapter supports awesome projects through micro-grants, usually given out monthly. These micro-grants, $1000 or the local equivalent, come out of pockets of the chapter's "trustees" and are given on a no-strings-attached basis to people and groups working on awesome projects

United Breast Cancer Foundation

The Individual Grant Program   Created in 2007 with the intention to financially assist women and men who are managing breast cancer, this program offers customized support geared towards each individual’s personal needs and circumstances.  Like our clients, no two grants are ever alike.  We understand that breast cancer has a far-reaching affect on every member of the family; therefore, when crafting an Individual Grant, UBCF considers not only the breast cancer patient’s needs, but the needs of the entire family

There are several definitions of Financial Resources, the main concern here is Personal Financial Resources as defined here: 'Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save and spend monetary resources over time, taking into account various financial risks and future life events'. Having a list of Financial Resources (such as this website, for current and future reference) is a god way to help 'obtain' and get the money you need. Taking into account unknown current and future 'financial risks and future life events', it would be a good idea to keep this website for future reference whenever the 'unknown' may happen, or you may just want to help someone out. The listing here should provide you with more than just emergency funds which is important, there are also Grants to Individuals and Scholarships available. This website is regularly updated so please keep checking back!

Auxillium Resources